Getting ready for retirement

What is Unifor doing to protect all Canadians’ pensions?

Today, more than 60% of Canadians have no workplace pension plans, decreasing their ability to retire with dignity. Unifor worked hard to successfully encourage decision-makers to expand the Canada Pension plan in 2016 and to roll eligibility for Old Age Security back to 65 from 67.

But most people will need more than CPP and OAS to achieve their retirement income goals. They will also need good employer pension plans and other savings. 

Prepare for your retirement

If you are interested in learning about how to plan for your retirement — the government of Ontario has laid out a simple guide of what you need to know to ensure your standard of living.

If you have questions about how your workplace pension plan works, is being challenged, or isn’t part of your employment contract or terms, we can help.

Phone: 416-461-2461 
Email: info@unifor87m.org

Pensions

The information below is presented as a guide for members to help them assess what income they'll receive in their retirement years and what additional income they'll need to live the lifestyle they wish. Please note that each person's retirement goals are different and that not everyone receives the same income from CPP, OAS and GIS. Members are strongly advised to consult a financial expert in assessing their own situation and to not rely entirely on the information below.  

  1. A Basic Introduction to Pensions: Representative Council Presentation Sept. 15, 2010

  2. Pension Planning: What Will You Need For Retirement?

  3. Sample pension calculations for Unifor 87M workplaces/units.

Pension plans by unit

Globe and Mail Retirement Plan

  1. Actuarial valuation as at December 31, 2012

Retirement Plan Text

  1. Plan Amendment 4 - September 24, 2012

  2. Plan Amendment 3 - August 28, 2012

  3. Plan Amendment 2 - August 28, 2012

  4. Plan Amendment 1 -  January 24, 2011

  5. CTVglobemedia Publishing Inc. Employees' Retirement Plan - Effective as of May 31, 2010

  6. The Globe and Mail Employees' Retirement Plan (Plan #1075704)

Metroland Pension Plan (MPP)

Plan for members in the Main GTA Editorial, Simcoe Editorial and Barrie and Midland units. 

  1. Metroland Annual Information Return dated December 31, 2014

  2. Metroland West Annual Information Return dated December 31, 2014

  3. Metroland West Actuarial Valuation as at December 31, 2013

  4. Metroland Pension Plan Information (Plan #0394288)ils.aspx?PlanKey=0010344

Metroland Pension Plan and Financial Statements

  1. Pension Plan

  2. Financial Statement

  3. West Media Employees' Retirement Plan (Plan #1050871).aspx?PlanKey=0017730

Hamilton Spectator, Waterloo Region Record and Hamilton Community News

  1. Pension Plan

Next actuarial valuation due September 30, 2012. 
Metroland Groups Retirement Savings Plan (GRSP) Deferred Profit Sharing Plan (DPSP) Highlights.
Defined contribution plan for new employees at the Toronto Star and Hamilton Spectator.

Fairway Group

Defined contribution plan. Next pension plan financial statement due June 30, 2012

  1. Pension Plan for The Employees of the Fairway Group (Plan #0508606)

Guelph Mercury

Defined benefit plan. Most recent actuarial valuation done September 30, 2010

  1. The Pension Plan for Employees of the Guelph Mercury (Plan #1050863)

Hollinger/Southam

Actuarial valuation due October 1, 2010 — Delinquent

  1. Hollinger Canadian Publishing Holdings Company Retirement Plan (Plan #0526947)

Osprey (includes the Owen Sound Sun Times)

  1. Actuarial Valuation Report as at April 13, 2015 In Respect of the Transfer of Assets Resulting From the Purchase of Sun Media Corporation on April 13, 2015

  2. Actuarial Valuation Report as at September 1, 2014 for Funding Purposes

  3. Postmedia Network Inc. DB Plan for Employees of Osprey

  4. Osprey Pension Plan

  5. The Osprey Pension Plan Text (Plan #1077023)

  6. Pension Plan

  7. The Osprey Pension Plan Text (Plan #1077023) 

  8. Amendment 2 

  9. Amendment 2A 

  10. Amendment 3

  11. Amendment 4

  12. Amendment 6

  13. Actuarial Valuation

  14. Postmedia Network Inc. DB Plan for Employees of Osprey - Actuarial Valuation as at April 13, 2015

Postmedia

Actuarial report due date is September 30, 2012

  1. Postmedia Network (formerly CanWest Publications Inc.) Retirement Plan (Plan #1077049)

  2. Canwest Publications Inc. Retirement Plan Report on the Actuarial Valuation 

Canwest Retirement Plan Valuation

  1. Deferred Member - Letter Re: Changes in Administration of Deferred Pension 

  2. Retired Member - Letter Re: Changes in Pension Payment Administration

Quebecor/Sun Media

  1. Pension Plan for Non-Unionized Employees of Quebecor - Effective December 31, 2012

Non-Unionized Employees of Quebecor

  1. Pension Plan for Non-Unionized Employees of Quebecor Media Inc. - and its participating Subsidiaries - Effective December 31, 2012

  2. Cover for Pension Plan for Non-Union Employees of Quebecor Media Inc. and its participating Subsidiaries - Effective December 31, 2012

  3. QMI Pension Plan for Non-Unionized Employees of Quebecor Media - Actuarial Valuation as at December 31, 2013

  4. Retirement Plan for the Unionized Employees of Sun Media Corporation - Actuarial Valuation as at June 30, 2014

Sun Media

  1. Retirement Plan for the Unionized Employees of Sun Media Corporation - Amendment Effective January 1, 2010 or after

Actuarial report due date is April 1, 2012

  1. Retirement Plan for the Unionized Employees of Sun Media (Plan #0949958)

  2. Actuarial Valuation

Actuarial Valuation as at June 30, 2012

  1. Retirement Plan for the Unionized Employees of Sun Media Corporation

London Free Press

  1. 1986 Retirement Plan for the Unionized Employees of London Free Press - Restarted Effective June 30, 2003 (to incorporate all amendments made prior to June 30, 2003)

  2. 1986 Retirement Plan for the Unionized Employees of London Free Press - Amendment  Effective January 1, 2008

Stratford

Actuarial valuation due October 1, 2011

  1. Pension Plan for Eligible Employees of The Stratford Beacon Herald (Plan #0563072)

  2. Stratford Newsroom and Composing

  3. Stratford Advertising and Mailroom

  4. Stratford Valuation Report Advertising and Mailroom

  5. Expositor Pension Plan

Toronto Star

  1. Toronto Star actuarial valuation as at December 31, 2013

  2. Torstar Pension Plan (Plan #09698743)

Toronto Star Pension Plan and Amendments

  1. Pension Plan

  2. Amendments

Citymedia Group

Actuarial valuation as at December 31, 2006 

  1. Pension Plan

Canadian Bank Note

  1. Actuarial valuation as at December 31, 2014 

  2. Employees' Pension Plan (As amended and restated effective September 1, 2014)